Effective Date: 11/19/2025

Introduction

Welcome to Warrick Wealth. These Terms of Service ("Terms") govern your use of our website and services, including Credit Coach Academy, our educational materials, and any additional services offered by Warrick Wealth. By accessing our website or using our services, you agree to be bound by these Terms.

Use of Services

Eligibility: You must be at least 18 years of age to use our services.

Account Registration: You may be required to register an account to access certain features of our services. You agree to provide accurate, current, and complete information during the registration process and to update such information to keep it accurate, current, and complete.

User Responsibilities: You are responsible for safeguarding your account information and for all activities that occur under your account.

Intellectual Property Rights

Ownership: All materials, including but not limited to educational content, videos, text, and graphics, provided on our website and through our services are the intellectual property of Warrick Wealth or its licensors.

Use of Materials: These materials are provided for your personal and non-commercial use only. You may not reproduce, distribute, modify, or create derivative works from these materials without express permission from Warrick Wealth.

Prohibited Conduct

You agree not to use our services for any unlawful purpose or in any way that interferes with or disrupts the integrity or performance of the services.

Disclaimer of Warranties

Our services are provided "as is" and "as available" without any warranties, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

Limitation of Liability

Warrick Wealth shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses.

Changes to Terms

Warrick Wealth reserves the right to modify these Terms at any time. We will provide notice of any significant changes to the Terms by posting on our website or through other communication channels.

Governing Law

These Terms are governed by the laws of the State of Pennsylvania, without regard to its conflict of law principles.

Contact Information

If you have any questions about these Terms, please contact us at: [email protected]

Credit Coach Academy Messaging Terms

Credit Coach Academy helps online financial consultants scale their business through Meta ads and personal branding. Upon opting in, users can expect to receive updates, program notifications, and occasional marketing messages related to Credit Coach Academy services.

You can cancel the SMS service at any time. Simply text "STOP" to +1 (646) 549-3930. Upon sending "STOP," we will confirm your unsubscribe status via SMS. Following this confirmation, you will no longer receive SMS messages from us. To rejoin, sign up as you did initially, and we will resume sending SMS messages to you.

If you experience issues with the messaging program, reply with the keyword HELP for more assistance, or reach out directly to: [email protected]

Carriers are not liable for delayed or undelivered messages.

Message and data rates may apply for messages sent to you from us and to us from you. Message frequency varies. For questions about your text or data plan, contact your wireless provider.

For privacy-related inquiries, please refer to our privacy policy: https://finpro.consulting/privacypolicy

We do not share mobile information with third parties or affiliates for marketing or promotional purposes. Information sharing to subcontractors in support services, such as customer service, is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.